Let’s talk about something that’s super important (and not just in an accountant-nerdy kind of way): the IRS Identity Protection PIN (IP PIN). Think of it as a secret code that keeps identity thieves from sneaking into your tax life and wreaking havoc.
What is an IRS IP PIN?
In simple terms, an IP PIN is a six-digit number that acts as a shield to prevent anyone else from filing a tax return using your Social Security number. Without it, scammers can file fake returns and cash in on your hard-earned refund before you even get a chance. Yikes.
Why We Recommend EVERYONE Get One
Seriously, no exceptions. Whether you’ve been a victim of identity theft or not, having an IP PIN is like putting a deadbolt on your tax return. Identity theft is rampant, and the IRS sees millions of fraudulent returns each year. Why take the risk? Getting an IP PIN ensures that only YOU can file a return using your SSN.
Consider it this way: Would you leave your front door wide open just because no one's broken in yet? Exactly. Get an IP PIN.
How It Works
Once you get your IP PIN, it must be entered when filing your tax return. If someone tries to file without it, the IRS will kick it back faster than you can say "audit." Plus, the IRS issues a new PIN each year, keeping the bad guys on their toes.
How to Get Your IP PIN (It’s Easy!)
- Head over to the IRS Get an IP PIN page.
- Sign in to your IRS online account (or create one if you haven’t yet).
- Verify your identity and follow the steps to receive your PIN.
If online registration isn’t your thing, you can also:
- File Form 15227, and the IRS will mail you a PIN after verifying your identity. (Strongly recommend doing this online, instead.)
- Wait for the IRS to send you one if you’re already a known victim of tax identity theft.
Important: Once you get an IP PIN, you must use it every year to file your return—no take-backs!
Final Thoughts
We can’t stress this enough—an IP PIN is one of the best (and easiest) ways to protect yourself from tax identity theft. Don't wait until it's too late. If you need help or have questions, reach out.
Stay safe, stay smart, and let’s lock down your tax return!
Clarity always,
P.S. No, an IP PIN won’t make you invincible, but it’s a solid start.
